New Credit Card Scam

Note, the callers do not ask for your card number; THEY already have it.
This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you'll be better prepared
to protect yourself. What the scammers want is the 3-digit PIN number on the back of the
card. Don't give it to them. Instead, tell them you'll call VISA or
Master card directly for verification of their conversation.

My husband was called on Wednesday from "VISA", and I was called on
Thursday from "MasterCard".

The scam works like this: Person calling says, "This is (name), and I'm
calling from the Security and Fraud Department at VISA. My Badge Number
is 12460 your card has been flagged for an unusual purchase pattern, and
I'm calling to verify. This would be on your VISA card which was issued
by (name of bank). Did you purchase an Anti-Telemarketing Device for
$497.99 from a Marketing company based in Arizona?"

When you say "No", the caller continues with, "Then we will be issuing a
credit to your account. This is a company we have been watching and the
charges range from $297 to $497, just under the $500 purchase patternthat flags most cards. Before your next statement, the cred! it will be
sent to (gives you your address), is that correct?"

You say "yes". The caller continues - "I will be starting a Fraud
investigation. If you have any questions, you should call the 1- 800
number listed on the back of your card (1-800-VISA) and ask for Security.
You will need to refer to this Control Number. The caller then gives you
a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works. The caller then says,
"I need to verify you are in possession of your card ". He'll ask you to
"turn your card over and look for some numbers". There are 7 numbers;
the first 4 are part of your card number, the next 3 are the security
Numbers'that verify you are the possessor of the card. These are the numbers you
sometimes use to make Internet purchases to prove you have the card. The
caller will ask you to read the 3 numbers to him.

After you tell the caller the 3 numbers, he'll say, "That! is correct, I
just needed to verify that the card has not been lost or stolen, and
that you still have your card. Do you have any other questions?" After you
say No, the caller then thanks you and states, "Don't hesitate to call back
if you do", and hangs up.

You actually say very little, and they never ask for or tell you the
card number. But after we were called on Wednesday, we called back
within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security
Department told us it was a scam and in the last 15 minutes a new
purchase of $497.99 was charged to our card. Long story made short - we
made a real fraud report and closed the VISA account. VISA is reissuing
us a new number. What the scammers want is the 3-digit PIN number on the
back of the card. Don't give it to them. Instead, tell them you'll call
VISA or Master card directly for verification of their conversation.

The real VISA told us that they will n! ever ask for anything on the card
as they already know the! informa tion since they issued the card! If you
give the scammers your 3 Digit PIN Number, you think you're receiving a
credit. However, by the time you get your statement you'll see charges
for purchases you didn't make, and by then it's almost to late and/or
more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a
"Jason Richardson of MasterCard" with a word-for-word repeat of the VISA
scam. This time I didn't let him finish. I hung up! We filed a Police>
report, as instructed by VISA. The police said they are taking several
of these reports daily! They also urged us to tell everybody we know that
this scam is happening.

Pin Number Reversal

If you should ever be forced by a robber to withdraw money from an ATM
machine, you can notify the police by entering your Pin # in reverse.

For example if your pin number is 1234 then you would put in 4321. The
ATM recognizes that your pin number is backwards from the ATM card you
placed in the machine.

The machine will still give you the money you requested, but unknown to
The robber, the police will be immediately dispatched to help you.

This information was recently broadcasted on TV and it states that it is
seldom used because people don't know it exists.

Cara terbaru sebar HIV

Berikut adalah artikel yang perlu diambil perhatian
sekiranya anda
belum membacanya...

Sila baca artikel berikut mengenai orang yang HIV
positif seronok
menyebarkan virus HIV. Ianya pernah ke udara di
dalam Televisyen. Thai
dimana pesakit HIV ditangkap & didakwa, tapi apa
gunanya, beliau telah
merosakkan ramai orang awam yang tak berdosa.
Jadi sila berhati-hati...Beberapa tempat berbahaya
dan kebarangkalian
menemui jarum penyuntik yang telah digunakan penagih
:
1. Di kawasan pantai. Apabila anda berjalan di
pantai sila pakai
selipar sebab jarum yang ada HIV telah terdedah dan
menimbus jarum
penyuntik di dalam pasir. Penyuntik ini kemudiannya
terdedah akibat
ombak.

2. Di kawasan permainan kanak-kanak. Satu lagi
kawasan pilihan
penagih.Terdapat kes di Australia di mana
kanak-kanak yg tak berdosa
telah tercucuk jarum penyuntik apabila beliau turun
daripada papan
lunsur kemudiannya didapati HIV positif.

3. Di panggung wayang. Sila pastikan kerusi yg anda
duduki. Kes yang
terjadi apabila seorang perempuan duduk di kerusi
beliau dan terasa
sesuatu benda mencucuk. Beliau berdiri dan mendapati
ada penyuntik dan
nota berbunyi "Welcome to the real world, you are
now HIV positive".
Doktor telah memeriksa jarum tersebut & mengesahkan
ianya terdapat
virus HIV. Ianya berlaku di Hawai jadi
berhati-hati....

4. Di Georgia & Florida, ada kes menunjukkan pesakit
HIV meletakkan
penyuntik di dalam tempat mengembalikan syiling,
mesin air
minuman...jadi pastikan bila anda membeli air atau
kandi, perhatikan
betul-betul tempat mengembalikan wang
syiling....mungkin terdapat
jarum penyuntik di dalamnya. Ini adalah nyawa anda.

Date Rape Drugs - What is it?

D ate Rape..

When people think of rape, they might think of a stranger jumping out of a shadowy place and sexually attacking someone. But it's not only strangers who rape. In fact, about half of all people who are raped know the person who attacked them.

Most friendships, acquaintances, and dates never lead to violence, of course. But, sadly, sometimes it happens. When forced sex occurs between two people who already know each other, it is known as date rape or acquaintance rape.

Even if the two people know each other well, and even if they were intimate or had sex before, no one has the right to force a sexual act on another person against his or her will. K e e r t h e s h @ y a h o o . c o m

Girls and women are most often raped - one in three women will be sexually assaulted in her life. Guys can also be raped, though: 7% to 10% of rape victims are male. K e e r t h e s h @ y a h o o . c o m

Even though rape involves forced sex, rape is not about sex or passion. Rape has nothing to do with love. Rape is an act of aggression and violence.

You may hear some people say that those who have been raped were somehow "asking for it" because of the clothes they wore or the way they acted. That's wrong: The person who is raped is not to blame. Rape is always the fault of the rapist. And that's also the case when two people are dating - or even in an intimate relationship. One person never owes the other person sex. If sex is forced against someone's will, that's rape.

Healthy relationships involve respect - including respect for the feelings of others. Someone who really cares about you will respect your wishes and not force or pressure you to have sex.

What are date rape drugs?

M a i l m e : k e e r t h e s h @ y a h o o . c o m

These are drugs that are sometimes used to assist a sexual assault. Sexual assault is any type of sexual activity that a person does not agree to. It can include inappropriate touching, vaginal penetration, sexual intercourse, rape, and attempted rape. Because of the effects of these drugs, victims may be physically helpless, unable to refuse sex, and can't remember what happened. The drugs often have no color, smell, or taste and are easily added to flavored drinks without the victim's knowledge. There are at least three date rape drugs: K e e r t h e s h @ y a h o o . c o m

• GHB (gamma hydroxybutyric acid)
• Rohypnol (flunitrazepam)
• Ketamine (ketamine hydrochloride)

Although we use the term "date rape," most experts prefer the term "drug-facilitated sexual assault." These drugs have been used to help people commit other crimes, like robbery and physical assault, and have been used on both men and women.

What do the drugs look like?

• GHB has a few forms: a liquid with no odor or color, white powder, and pill.
• Rohypnol is a pill and dissolves in liquids. New pills turn blue when added to liquids. However, the old pills, with no color, are still available.
• Ketamine is a white powder. K e e r
• 
  
• t h e s h @ y a h o o . c o m

What effects do these drugs have on the body?

The drugs can affect you quickly. The length of time that the effects last varies. It depends on how much of the drug is taken and if the drug is mixed with other substances, like alcohol. Alcohol can worsen the drug's effects and can cause more health problems. Also, one drug — GHB — can be made by people in their homes, so you don't know what's in it.

GHB

GHB can cause these problems:

• relaxation
• drowsiness
• dizziness
• nausea
• problems seeing
• unconsciousness (black out)
• seizures
• can't remember what happened while drugged
• problems breathing
• tremors
• sweating
• vomiting
• slow heart rate
• dream-like feeling
• coma
• death

Rohypnol

Rohypnol can cause these problems:

• can't remember what happened while drugged
• lower blood pressure
• sleepiness
• muscle relaxation or loss of muscle control
• drunk feeling
• nausea
• problems talking
• difficulty with motor movements
• loss of consciousness
• confusion
• problems seeing
• dizziness
• confusion
• stomach problems

Ketamine

Ketamine can cause these problems:

• hallucinations
• lost sense of time and identity
• distorted perceptions of sight and sound
• feeling out of control
• impaired motor function
• problems breathing
• convulsions
• vomiting
• out of body experiences
• memory problems
• dream-like feeling
• numbness
• loss of coordination
• aggressive or violent behavior
• slurred speech K e e r t h e s h @ y a h o o . c o m

Are these drugs legal ?

Some of these drugs are legal, but that doesn't mean they're not going to hurt you. Even if they're legal, you should not use them unless your health care provider prescribes them.

• Rohypnol is NOT legal It is legal in Europe and Mexico and prescribed for sleep problems and as an anesthetic (medicine given during surgery so you don't feel pain).
• Ketamine is legal in the U.S. for use as an anesthetic for humans and animals. It is mostly used on animals. Veterinary clinics are robbed for their Ketamine supply.
• GHB was recently made legal in the U.S to treat problems from narcolepsy (a sleep problem).

.

.

Is alcohol a date rape drug?

.

.

While GHB, rohypnol, and ketamine are considered "date rape drugs," there are other drugs that affect judgment and behavior, and can put a person at risk for unwanted or risky sexual activity. Alcohol is one of those drugs. When a person is drinking alcohol:

• It's harder to think clearly and evaluate a potentially dangerous situation.
• It's harder to resist sexual or physical assault.
• Drinking too much alcohol can also cause black-outs and memory loss.

But remember: even if a victim of sexual assault drank alcohol, she is NOT at fault for being assaulted.

How can I protect myself from being a victim?

• Don't accept drinks from other people.
• Open containers yourself.
• Keep your drink with you at all times, even when you go to the bathroom.
• Don't share drinks. K e e r t h e s h @ y a h o o . c o m
• Don't drink from punch bowls or other large, common, open containers. They may already have drugs in them.
• Don't drink anything that tastes or smells strange. Sometimes, GHB tastes salty.
• Have a non-drinking friend with you to make sure nothing happens.
• If you think that you have been drugged and raped: K e e r t h e s h @ y a h o o . c o m
• Go to the police station or hospital right away.
• Get a urine (pee) test as soon as possible. The drugs leave your system quickly. Rohypnol stays in the body for several hours, and can be detected in the urine up to 72 hours after taking it. GHB leaves the body in 12 hours.
• Don't urinate before getting help. K e e r t h e s h @ y a h o o . c o m
• Don't douche, bathe, or change clothes before getting help. These things may give evidence of the rape.
• You also can call a crisis center or a hotline to talk with a counselor. . Feelings of shame, guilt, fear and shock are normal. It is important to get counseling from a trusted professional.
• Plan your journey or night out, arranging your journey to-and-from home.
• Make sure someone knows where you are going and what time you will be home.
• When going to a pub, club or party avoid going alone. Friends can watch-out for each other.
• Appoint a nominated drink watcher (your non-drinking driver?). Alcohol does affect your actions and reactions, as well as your ability to be alert. Take care.
• Stay aware of what is going on around you & away from situations you do not feel comfortable with.
• Never accept a drink from anyone you do not completely trust.
• Do not share or exchange drinks. K e e r t h e s h @ y a h o o . c o m
• Don't leave your drink unattended, even when going to the toilet.
• Drugs can be put in soft drinks, tea, coffee, hot chocolate etc., as well as alcohol. There are a number of drugs that could be used to incapacitate you; the majority will not be easily detectable in a drink.
• Drinking from a bottle and keeping your thumb over the top is a good idea. Just remember that if you leave it unattended you may not be able to see if anything has been put in it.
• If you return to your drink and it has been moved, looks different, appears to have been topped-up, or tastes strange; don't take a chance.
• Consider very carefully whether you should leave the pub, club or party with someone you have just met.
• If you begin to feel really drunk after only a drink or two, seek help from a trusted friend, or a member of the club or pub management. It is important to get to a place of safety as soon as possible.
• Consider very carefully whether you should leave the pub, club or party with someone you have just met. You must be sure you have absolute trust in the person you are asking for help, no matter how long you have known them.
• This can happen to men as well as women.

There are a number of practical steps you can take to reduce the risk of drug assisted sexual assault: You cannot expect to remember a long list of prevention advice, every time you go out. Just be aware. K e e r t h e s h @ y a h o o . c o m

If something does not seem quite right, guard against the possibility of it happening to you or one of your friends.

Getting Help

.

.

Unfortunately, even if someone takes every precaution, date rape can still happen. If you're raped, here are some things that you can do:

• If you're injured, go straight to the emergency room - most medical centers and hospital emergency departments have doctors and counselors who have been trained to take care of someone who has been raped.
  
• Call or find a friend, family member, or someone you feel safe with and tell them what happened.
  
• If you want to report the rape, call the police right away. Preserve all the physical evidence. Don't change clothes or wash.
  
• Write down as much as you can remember about the event.
  
• If you aren't sure what to do, call a rape crisis center. If you don't know the number, your local phone book will have hotline numbers.

Don't be afraid to ask questions and get information. You'll have lots of questions as you go through the process - such as whether to report the rape, who to tell, and the kinds of reactions you may get from others.

Rape isn't just physically damaging - it can be emotionally traumatic as well. It may be hard to think or talk about something as personal as being raped by someone you know. But talking with a trained rape crisis counselor or other mental health professional can give you the right emotional attention, care, and support to begin the healing process. Working things through can help prevent lingering problems later on.

Please forward this to everyone you know, especially girls. Be careful when you're out and don't leave your drink unattended.Please make the effort to forward this on to all you know...

Guys, please inform all your female friends and relatives.

Forward this to everyone you know...

New Rape Case Tactic

This happened in a remote part of KL.

Today after office hours, I heard from my sister-in-law that there is a new way to rape women. It happened to one of our good friends. The girl left the office after working hours and saw a little child crying on the road. Feeling pity for the child, she went and ask what happened. The child said, "I am lost. Can you take me home please?" Then the child gave her a slip and tell the girl where the address is. And the girl, being an average kind person, didn't suspect anything and took the child there.

And there when she arrived at the "child's home", she pressed the door bell, yet she was shocked as the bell was wired with high voltage, and fainted. The next day when she woke up, she found herself in an empty house up in the hills, naked.Condoms were all thrown around with semen flowing. There were at least about 20 condoms! She has not even seen her assailant. That's why nowadays crimes are targeted on kind people like us. Next time if the same situation occurs, never bring the child to the intended place. If the child insist, then bring the child to the police station. Lost child are best to send to police stations.

Please send this to all your female friends.